Wealthy After 40: Retirement Planning and Budgeting for Gen X
Wealthy After 40 is the retirement planning and budgeting podcast for Gen X women and couples who want to become retirement ready with a clear plan, confident money decisions, and a future they can't wait to live.
Hosted by Dalene Higgins, Retirement Strategist and Money Coach, this show helps you simplify saving for retirement, budgeting for retirement, paying off debt, and creating a personalized retirement plan built around your numbers, not a generic calculator.
We’ll answer questions like:
How much do I need to retire?
Am I on track for retirement?
How do I catch up on retirement savings?
Is it too late to save for retirement at 50?
Should I pay off debt or save for retirement?
How much should I have saved for retirement by 50?
What is the 4% rule for retirement?
How do I create a retirement plan?
When can I retire?
How much should I be saving for retirement?
You'll also learn how to focus on the financial levers that have the biggest impact on retirement, balance enjoying life today while preparing for tomorrow, and replace financial overwhelm with clarity about where you stand.
If you're ready to stop wondering whether retirement is possible and start making it happen, hit follow and join me every Tuesday.
Book your Roadmap to Retirement Call at https://www.elevatefinances.us/coaching to build your personalized retirement plan in 30 minutes.
Wealthy After 40: Retirement Planning and Budgeting for Gen X
5 Pillars to Becoming Truly Retirement Ready
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[Ep 186]
If you’ve ever wondered why retirement still feels out of reach, even though you’re saving and doing all the “right” things, this episode is for you.
Today we’re talking about what it really means to be retirement ready and why focusing only on savings or a generic retirement number may be keeping you stuck.
By the end of this episode, you’ll understand the 5 essential pillars of retirement readiness (beyond just the numbers) so you can create clarity, feel confident in your plan, and start making decisions that move you closer to the retirement you want.
In this episode you’ll learn:
* Why having a clear retirement vision changes everything
* How to understand your cash flow reality without feeling restricted
* What your retirement number really means (and why generic advice doesn’t work)
* How to identify and close your retirement gap with simple, doable steps
* The powerful role of belief and decision-making in creating your future
Episode Highlights
01:02 Five Pillars Overview
02:12 Pillar 1 Retirement Vision
03:49 Pillar 2 Cash Flow Reality
05:54 Pillar 3 Your Retirement Number
07:24 Pillar 4 Close the Gap
09:45 Pillar 5 Believe It’s Possible
12:36 Recap and Next Steps
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