Wealthy After 40: Personal Finance, Budgeting, Retirement Planning, Retirement Savings, and Financial Freedom for Gen Xers
The Podcast That Helps Gen Xers Retire Up to 5 Years Sooner with Clarity, Confidence, and Control Over Their Finances
Top 5% Personal Finance Podcast
You’ve been working hard for decades, but now the questions are creeping in:
Will I have enough to retire?
Is it too late to start retirement planning?
Welcome to Wealthy After 40, the podcast for Gen X women and couples who want to feel confident and clear about how to prepare for retirement, even if you’re starting late or feel behind.
I’m Dalene Higgins, financial coach and creator of the Budget to Retirement framework. I help Gen Xers get clear on what retirement can look like for them and map out a step-by-step plan to make it happen.
Each week, you’ll find step-by-step guidance on how to start planning for retirement, budgeting for retirement, and answering the big question: Will I have enough to retire?
If you’re ready to take control of your money, ditch the overwhelm, and build a plan that makes retirement possible, this podcast is for you.
Retirement isn’t out of reach. Let’s create your path together with simple steps for retirement planning.
Ready to Get Clear on Your Retirement Path?
Book your free Confidence Kickstart Call and in just 30 minutes, you’ll know what’s standing between you and retirement, and how to overcome it.
👉 Click here to book your free call now
Or, grab one of my free resources to help you take the first step:
5 Must-Do Steps for Retirement Planning — A simple guide to help you prepare with purpose
Retirement Ready Checklist — Make sure you’re not missing a single step on the road to retirement
Episodes
129 episodes
Ep 125 | What If You’re Closer to Retirement Than You Think?
Think you’re not ready to retire? That fear might be lying to you. Tune in and find out why you could be closer than you think.It's time to tell that little voice in your head that you're ready to do this!What You’ll Le...
•
15:23
Ep 124 | How to Budget for Retirement Without Sacrifices
Will we have to cut back so much that we don’t enjoy retirement? This may be a fear you have about retiring. In today’s episode, I’m going to share 3 steps to help you budget for retirement and be sure you don’t sacrifice your curre...
•
15:56
Ep 123 | 5 Must-Do Steps If You Feel Behind on Retirement Planning
You’ve just started thinking about retirement. You ask yourself: Am I on track for retirement OR How do I start planning for retirement? I’ve got you covered! In this episode, I share 5 must-do steps to help you get re...
•
15:47
Ep 122 | Why the Importance of Saving Money Can’t Be Ignored
In today’s episode, I’m diving into the importance of saving money and how this single habit can completely transform your financial journey. If you’ve ever wondered why saving is such a big deal or how to actually stick with it, this episode w...
•
18:23
Reimagine Retirement w/ Bryan Huhn
What does it really take to retire with both financial freedom and a sense of purpose? In this episode, I’m joined by Bryan Huhn who shares how his journey from the corporate grind to purpose-driven work reshaped his entire outlook on money and...
•
25:07
Ep 121 | What to Expect in the Retirement Ready Bootcamp
In this episode, I’m giving you a behind-the-scenes look at the Retirement Ready Bootcamp, a 3-day experience designed to help you understand all elements of retirement planning and what to do next.I’ll share:
•
12:01
Ep 120 | How Do I Start a Retirement Plan? Dream It First
Where do I start with retirement planning? How do I start a retirement plan? The best place to begin is by dreaming. Creating a vision for your ideal retirement gives you a clear target to aim for. It shapes the direction of your re...
•
16:30
Ep 119 | How Do I Know If I Can Retire? A 6-Point Readiness Check
You’re asking, how do I know if I can retire? This episode helps you get ready for retirement by assessing 6 key areas of readiness.What you’ll learn in this episode:✅ How current finances affect retirement planning...
•
20:13
How to Become Wealthy w/Greg Luken
Greg Luken joins me in today’s episode discussing how to become wealthy in life. Sharing what he has learned by working with several individuals who are first generation wealth, Greg has defined three key superpowers as the driver of this wealt...
•
22:59
Ep 118 | 3 Retirement Fears and How to Overcome Them
In this podcast episode, I discuss 3 retirement fears and limiting money beliefs that can keep you stuck with retirement planning. This episode will support you in how to rewrite those beliefs and take control of your finances for a successful ...
•
23:04
What is Collaborative Divorce w/ Melissa Pavone
In this episode, Certified Divorce Financial Analyst Melissa Murphy Pavone sheds light on the often-overlooked role of the “non-CFO spouse” during divorce. Melissa shares how her personal story shaped her mission to empower individuals, especia...
•
22:41
Ep 117 | How Can Budgeting Help You With Retirement Planning
Budgeting for retirement is essential. In this episode, I will share why budgeting is important and how budgeting can help you with retirement planning. It’s time to quit thinking about budgeting as being restrictive but as your key to retireme...
•
18:54
Ep 116 | A Retirement Ready VIP Session Experience
Do you ever wonder Am I ready to retire? or How do I know if I can retire? In this episode, I take you inside a Retirement Ready VIP Session, where I helped a client get clear on her numbers, eased her worries, and provided action steps to move...
•
17:55
Ep 115 | 4 Retirement Questions and Answers
Wondering how much you need to retire? Should you pay off debt before saving? How much should you save each month? In this Q&A episode, I discuss your biggest retirement planning questions to help you gain clarity on your retirement plannin...
•
18:42
Ep 114 | How to Protect Yourself from Inflation
Inflation isn’t going away, but you can take control of your financial future. In this episode, I’ll specifically share how to protect yourself from inflation. In this episode, I will share two components to help protect you against the rising ...
•
20:27
Ep 113 | How to Self-Coach for Financial Success w/ Jackie Randall Lentz
Feeling overwhelmed by budgeting, retirement planning, or managing money? In this episode, my guest Jackie Randall Lentz, a former mental health counselor turned life coach, chat about how to self-coach your way to financial confidence. We expl...
•
Episode 113
•
27:21
Ep 112 | How to Improve Spending Habits & Reach Your Long-Term Goals
Do you find yourself asking, Why do I keep spending money? or struggling to control your spending habits? In this episode, I dive into how to improve spending habits by aligning your money with your long-term goals. Learn why self-awareness is ...
•
20:06
Ep 111 | Why Life Insurance Is Important w/Joseph Lombardi
In this episode, I am joined by Joseph Lombardi of Iron Hawk Financial. He shares his personal story to demonstrate why life insurance is important. He also educates us about whole life insurance as an investment, how it works, and the tax adva...
•
30:01
Ep 110 | How to Improve Your Finances w/a Personal Finance Audit
Feeling overwhelmed about how to improve your finances? In today’s episode, I’m breaking down how to complete a personal finance audit in a simple, actionable way. No complicated spreadsheets are required. This personal finance audit is just on...
•
Episode 110
•
18:50
Ep 109 | The Checkers and Chess of Wealth Building with Freddie Rappina
In this episode, Freddie Rappina, founder of Opta Financial, discusses the difference between two financial strategies: “checkers” and “chess.” He explains how traditional financial planning, which focuses on saving and debt reduction, is like ...
•
21:41
Ep 108 | Get Retirement Ready With These Smart Moves
Feeling overwhelmed with retirement planning? This episode helps simplify the process by highlighting two key starting points. By focusing on these foundational pieces, you’ll gain clarity on where to begin and uncover the next steps to move fo...
•
19:41
Ep 107 | Advice For Elderly Parents Care From Guest Expert Asha Paulose
In this podcast episode, estate and elder law attorney Asha Paulose discusses important steps in planning for aging parents' long-term care and financial needs. She emphasizes the importance of early and continuous conversations with parents an...
•
32:32
Ep 106 | How My Client Found Balance Between Debt Payoff and Saving
In today's episode, I’m sharing an inspiring success story of one of my amazing clients who transformed her financial life in just three months. She paid off $5,000 in debt, saved $2,500, and even started planning for travel. If you’ve ever fel...
•
18:19
Ep | 105 Childfree Wealth Financial Planning with Jay Zigmont
Whether you’re childfree by choice or circumstance, guest Jay Zigmont shares the unique financial and life planning challenges for childfree individuals. He shares customized financial strategies that prioritize personal goals over traditional ...
•
24:45
Ep 104 | 5 Ways to Pay Off Debt Before Retirement
You’re ready to payoff debt and not sure if debt snowball or debt avalanche method is best. In this episode, I describe five (5) different strategies you could implement to become debt free. Listen in as I guide you through how to create your o...
•
17:30