Wealthy After 40: Personal Finance, Budgeting, Saving, Debt, Financial Foundations
Top 5% Personal Finance Podcast
You’ve done “the responsible things.”
You earn decent money. You’ve saved some.
And yet you still feel like there’s never enough left to create the life you actually want.
I’m here to tell you, you’re not reckless with money, you’re just missing a clear system that tells you:
→ Where your money is really going
→ How to save without feeling restricted
→ And how today’s decisions connect to your bigger financial dreams
Welcome to the podcast! For women and couples over 40 who are ready to stop guessing with money and start building a financial foundation that supports the life they want now and in the future.
I’m Dalene Higgins, money coach and retirement strategist, helping you go from feeling behind and uncertain to confident, intentional, and in control with systems that support who you are and honor the time you have.
On this podcast, we talk about:
✨ Building strong financial foundations without deprivation
✨ Creating clarity around spending, saving, and ALL priorities
✨ Funding your goals and dreams now while still preparing for retirement
✨ Simple systems that bring consistency, confidence, and peace of mind
✨ Letting go of shame, confusion, and “I should be doing better” thinking
This isn’t about extreme budgeting or doing more. It’s about knowing what matters most and how to make it happen.
If you’re ready to stop feeling like you’re behind, start trusting your financial decisions, and create a future that feels possible again, you’re in the right place.
🎧 New episodes drop weekly.
👉 Ready for personalized clarity?
Book your free Financial Clarity Call and learn how Financial Foundations Coaching can help you turn uncertainty into financial confidence.
Episodes
The 4 Financial Foundations You Need (+ the Missing Catalyst)
How Intentional Decisions Shape Your Retirement Dream
Make Smarter Money Decisions That Support Your Retirement
A Money System For Practical Spending and Stress Free Saving
The Simple Numbers That Reveal Your Retirement Readiness
How to Go From Money Chaos to Financial Confidence After 40
Turn Reflection into Action for a Retirement Ready Year
How to Fix Your Budget Problem (It’s Not Discipline)
How to Move From Retirement Fear to Retirement Ready
A Practical Guide To Becoming Retirement Ready in 3 Steps
Step One In Retirement Planning For GenXers
Your Retirement Journey and My Financial Coaching Why
How to Maintain Your Lifestyle in Retirement
Overwhelmed by Debt? Uncover What's Really Keeping You from Retirement
Anxious About Retirement? Your Timeline Holds the Answer
Worried About Retirement? Here’s How to Start Taking Action
A Budget System That Makes You the Money Expert of Your Life
The Simple Formula to Become Retirement Ready
Why Saving For An Emergency Fund Brings Financial Freedom
One Simple Step To Help You Plan For Your Retirement
3 Steps to Build A Retirement Plan w/o Budget Restrictions
3 Rules to Build Your Budget for Retirement
The #1 Retirement Tool You’re Overlooking (and How to Use It Now)
5 Quick Wins to Help You Get on Track for Retirement
The Hidden Perks of Starting Late for Retirement Success