Wealthy After 40: Financial Freedom, Retirement Strategy, Saving, Budgeting
🎧 New episodes every Tuesday
Welcome to Wealthy After 40, the retirement podcast for Gen X women and couples who want to become retirement ready with a clear plan, confident money decisions, and a future they can’t wait to live.
Hosted by Dalene Higgins, Money Coach and Retirement Strategist, this show helps you simplify saving for retirement, budgeting for retirement, and creating a personalized retirement plan for you and your life.
Whether you’re wondering if you’re behind, trying to catch up, or simply want to feel more confident about your future, each episode delivers practical strategies, simple action steps, and encouraging conversations to help you make steady retirement progress.
🙋♀️ We’ll answer questions like:
• When can I retire?
• Will I have enough for retirement?
• How do I create a plan for retirement?
• How do I calculate my retirement number?
• How do I know if I’m on track for retirement?
• Should I pay off debt or save for retirement first?
• How much should I be saving for retirement?
• What if I can’t afford to retire?
You’ll also learn how to:
➡ Focus on the financial levers that have the biggest impact on retirement
➡ Balance enjoying life today while preparing for tomorrow
➡ Create a retirement vision that motivates you to stay consistent
➡ Replace financial overwhelm with clarity, confidence, and action
If you’re ready to stop wondering whether retirement is possible and start making it happen, hit follow and join me every Tuesday. Your journey to becoming retirement ready starts here.
Wealthy After 40: Financial Freedom, Retirement Strategy, Saving, Budgeting
5 Pillars to Becoming Truly Retirement Ready
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What is your biggest challenge/problem with money?
[Ep 186]
If you’ve ever wondered why retirement still feels out of reach, even though you’re saving and doing all the “right” things, this episode is for you.
Today we’re talking about what it really means to be retirement ready and why focusing only on savings or a generic retirement number may be keeping you stuck.
By the end of this episode, you’ll understand the 5 essential pillars of retirement readiness (beyond just the numbers) so you can create clarity, feel confident in your plan, and start making decisions that move you closer to the retirement you want.
In this episode you’ll learn:
* Why having a clear retirement vision changes everything
* How to understand your cash flow reality without feeling restricted
* What your retirement number really means (and why generic advice doesn’t work)
* How to identify and close your retirement gap with simple, doable steps
* The powerful role of belief and decision-making in creating your future
Episode Highlights
01:02 Five Pillars Overview
02:12 Pillar 1 Retirement Vision
03:49 Pillar 2 Cash Flow Reality
05:54 Pillar 3 Your Retirement Number
07:24 Pillar 4 Close the Gap
09:45 Pillar 5 Believe It’s Possible
12:36 Recap and Next Steps
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