Wealthy After 40: Personal Finance, Budgeting, Saving, Debt, Financial Foundations
Top 5% Personal Finance Podcast
You’ve done “the responsible things.”
You earn decent money. You’ve saved some.
And yet you still feel like there’s never enough left to create the life you actually want.
I’m here to tell you, you’re not reckless with money, you’re just missing a clear system that tells you:
→ Where your money is really going
→ How to save without feeling restricted
→ And how today’s decisions connect to your bigger financial dreams
Welcome to the podcast! For women and couples over 40 who are ready to stop guessing with money and start building a financial foundation that supports the life they want now and in the future.
I’m Dalene Higgins, money coach and retirement strategist, helping you go from feeling behind and uncertain to confident, intentional, and in control with systems that support who you are and honor the time you have.
On this podcast, we talk about:
✨ Building strong financial foundations without deprivation
✨ Creating clarity around spending, saving, and ALL priorities
✨ Funding your goals and dreams now while still preparing for retirement
✨ Simple systems that bring consistency, confidence, and peace of mind
✨ Letting go of shame, confusion, and “I should be doing better” thinking
This isn’t about extreme budgeting or doing more. It’s about knowing what matters most and how to make it happen.
If you’re ready to stop feeling like you’re behind, start trusting your financial decisions, and create a future that feels possible again, you’re in the right place.
🎧 New episodes drop weekly.
👉 Ready for personalized clarity?
Book your free Financial Clarity Call and learn how Financial Foundations Coaching can help you turn uncertainty into financial confidence.
Wealthy After 40: Personal Finance, Budgeting, Saving, Debt, Financial Foundations
Turn Reflection into Action for a Retirement Ready Year
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[Ep 169]
As the new year begins, it’s the perfect time to reflect on your progress and set yourself up for success.
In this episode, we’ll help you take a closer look at your retirement journey, what’s fueling your momentum, what’s holding you back, and where you can make meaningful adjustments. You’ll learn how to review your financial wins from the past year, identify the small leaks that may be slowing your progress, and clarify your vision for retirement.
We’ll walk through practical, actionable steps to help you create a retirement ready plan, aligned with your values and financial priorities. Whether it’s adjusting your contributions, refining your budget system, or gaining retirement clarity, this episode is designed to help you take control of your money and move forward with confidence.
What You’ll Learn in This Episode
✅ How to reflect on your past year and acknowledge your financial wins
✅ Simple ways to identify “leaks” that drain your retirement momentum
✅ How to define a clear vision for your retirement and what matters most
✅ How awareness and small changes can fuel a retirement-ready plan
✅ Quick actions to increase contributions and gain retirement clarity
💰 Join the next Map Your Money To Retirement Workshop
📩 Join the 7-Day Savings Reset Challenge
💜 Book your free Financial Clarity Call
✨ Learn about the Financial Foundations Strategy Intensive